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Basic Question 7 of 10

After getting insured, the person is more careless about health. For instance, he/she may take fewer dietary precautions, smoke or drink more, or indulge in physical activities dangerous to the health. This is an example of:

A. adverse selection.
B. moral hazard.
C. regulatory capture.

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I just wanted to share the good news that I passed CFA Level I!!! Thank you for your help - I think the online question bank helped cut the clutter and made a positive difference.
Edward Liu

Edward Liu

Learning Outcome Statements

describe the economic rationale for regulatory intervention;

CFA® 2024 Level II Curriculum, Volume 1, Module 10.