- CFA Exams
- CFA Level I Exam
- Topic 6. Fixed Income
- Learning Module 8. Yield and Yield Spread Measures for Floating-Rate Instruments
- Subject 2. Yield Measures for Money Market Instruments
CFA Practice Question
A 270-day U.S. Treasury bill with a face value of $100,000 sells for $96,500 when issued. Assuming that an investor holds the bill to maturity, the investor's money market yield is closest to ______.
B. 4.84%
C. 4.93%
A. 3.63%
B. 4.84%
C. 4.93%
Correct Answer: B
[(100,000/96,500) - 1]*(360/270)
The HPR is not annualized for holding periods shorter than one year.
User Contributed Comments 5
User | Comment |
---|---|
praj24 | Can anyone explain this? |
msk500 | Step 1: Compute the BDY: D/FV * 360/t, ie 3,500/100,000 * 360/270 = 0.04667. Step 2: Compute the MMY: (360*BDY)/(360-270*BDY), ie (360*0.04667)/(360 - 270*0.04667) = 4.83594. Note: Apply BODMAS, ie Bracket Open, Divide, Multiply, Add, Subtract--in this order. |
mahendra | MMY = HPY * 360/t = (3500 / 96500) * 360 / 270 = 0.048359 = 4.84% |
jmliguori | Three steps: 1) calculate HPY = 3500/96500 = 3.6% 2) need to annualize using MMY (360days); 360/270 = 1.333 3) 3.6%*1.333 = 4.8% CLOSE ENOUGH! |
walterli | MMY=360*BDY/(360-t*BDY) |