Learning Outcome Statements

1. What makes financial institutions different?

a. describe how financial institutions differ from other companies;

b. describe key aspects of financial regulations of financial institutions;
2. The CAMELS approach

c. explain the CAMELS (capital adequacy, asset quality, management, earnings, liquidity, and sensitivity) approach to analyzing a bank, including key ratios and its limitations;

e. analyze a bank based on financial statements and other factors;
3. Other factors relevant to analysis of a bank

d. describe other factors to consider in analyzing a bank;

4. Analyzing an insurance company

f. describe key ratios and other factors to consider in analyzing an insurance company.