- CFA Exams
- CFA Level I Exam
- Topic 10. Ethical and Professional Standards
- Learning Module 71. Guidance for Standards I-VII
- Subject 15. Standard V (A) Diligence and Reasonable Basis
CFA Practice Question
Benny Len is an analyst at a large brokerage house. Benny has recently done a study analyzing two years of historical information on the returns of stocks with high P/E ratios. Benny concludes that these high P/E stocks generate low returns and reports that these stocks should be sold from all client portfolios. According to CFA Institute's Standards of Professional Conduct, which Standard of Professional Conduct has been violated?
A. Standard III (B) Loyalty, Prudence and Care
B. Standard I (B) Independence and Objectivity
C. Standard V (A) Diligence and Reasonable Basis
Explanation: Standard V(A) Diligence and Reasonable Basis has been violated since Benny's conclusion is not supported by sufficient historical data. It should have been based on a more detailed historical review. Two years is NOT sufficient time to be able to generate such an opinion.
User Contributed Comments 8
User | Comment |
---|---|
mbuechs2 | Even if the horizon was longer and the conclusion was correct: lower return might also mean lower risk. |
captaz | low returns may be appropriate for some clients. Issuing a blanket 'sell' statement just because stocks generate low returns in unreasonable. |
surob | Agreed with captaz. Good point. Know the needs of your clients. Suitability is important. |
ThePessimist | To captaz's point, the example also violates III(C): Suitability. |
peteypete | Some people have to just read the question and answer. Don't go into extra bits, if there was suppossed to be more info there would be more info. go with what you got and don't "What if?" |
manstey | Suitability was for sure violated here!! |
SuperKnight | Does anyone know how many years he should have looked at, in order NOT to violate this standard? |
Gooner7 | I agree with all of you that suitability was violated! My guess is on the actual exam, if this question was asked, CFA would not have both answers included in the choices. |